Insights & Resources
Whether it’s ideas from the industry or emerging trends, you can read/watch about it her

Bracket-Window Audit: The Mid-Year Tax Strategy Brief · SFM
The Bracket-Window Audit: Mid-Year Tax Strategy for $1M–$3M Households A five-step decision sequence that coordinates Roth conversion sizing, IRMAA thresholds, 0% LTCG capacity, NIIT drag,

Mid-Year Tax Strategy: June CPI Cooldown and Roth Conversion Sizing · SFM
By Frank Lovaglio, RFC® · Managing Partner, Security Financial Management · CRD #1299700Reviewed by Dave Allen, CFP® · CRD #1210763 · July 15, 2026 ·

OBBBA $15M Estate Exemption 2026 — Coordination Commentary
By Frank Lovaglio, RFC® · Managing Partner, Security Financial Management · CRD #1299700Reviewed by Dave Allen, CFP® · CRD #1210763 · June 29, 2026 ·

Quarterly Economic Update
The second quarter of 2026 demonstrated an important lesson for investors: markets can continue to advance even when uncertainty dominates the headlines. Persistent inflation concerns,

The Mid-Year Tax Decision Audit: Five Decisions Before September
By Frank Lovaglio, RFC® · Managing Partner, Security Financial Management · CRD #1299700Reviewed by Mike Allen, CFP® · CRD #3153161 · July 6, 2026 ·

Why Most Roth Conversions Fail Coordination Math (Not Market Timing)
By Mike Allen, CFP® · Managing Partner, Security Financial Management · CRD #3153161Reviewed by Dave Allen, CFP® · CRD #1210763 · July 6, 2026 ·

June 2026 Estate & Legacy Planning — Monthly Brief · SFM
By Dave Allen, CFP® · Managing Partner, Security Financial Management · CRD #1210763Reviewed by Mike Allen, CFP® · CRD #3153161 · June 30, 2026 ·

SFM Market Commentary: 5/8/26
In the last two weeks, markets experienced notable gains with the S&P 500 and Nasdaq posting their largest monthly increases in years, amid robust earnings

Estate Planning Strategies for Investors 55–75: The Coordination Pattern Most Plans Miss
Most estate plans don’t fail from complexity. They fail from documents that quietly stopped agreeing with each other.

Estate Planning Strategies: The Five Documents Every Investor 55-75 Needs to Coordinate
Most estate plans don’t fail from complexity. They fail from documents that quietly stopped agreeing with each other.

SFM Market Commentary: 6/5/26
In the last two weeks, U.S. economic indicators showed mixed signals with core inflation steady at 3.3% and manufacturing activity reaching a four-year high, while

SFM Market Commentary: 5/22/26
In the last two weeks, inflation pressures intensified as the Consumer Price Index rose notably, driven by higher shelter and gasoline costs, while the 30-year

SFM Market Commentary: 4/24/26
In the last two weeks, despite geopolitical tensions around Iran, financial markets have shown resilience with stock indexes hitting new records and positive signals from

SFM Market Commentary: 4/10/26
In the last two weeks, the Federal Reserve signaled a patient approach to policy despite inflation pressures tied to the Iran conflict and disruptions in

SFM Market Commentary: 3/27/26
In the last two weeks, US economic data showed mixed signals with rising producer inflation and unexpected jobless claims declines amid the backdrop of escalating

SFM Market Commentary: 3/13/26
In the last two weeks, the U.S. labor market showed unexpected weakness with a significant drop in payrolls and a rise in unemployment, prompting discussions

SFM Market Commentary: 2/27/26
In the last two weeks, US economic data showed a mixed picture with consumer prices rising less than expected and mortgage rates falling to a

SFM Market Commentary: 2/13/26
In the last two weeks, the tech sector experienced significant turbulence as AI-driven disruption fears led to sharp declines in stocks heavily exposed to private

SFM Market Commentary: 1/30/26
In the last two weeks, key economic data showed the Federal Reserve’s preferred inflation gauge at 2.8%, signaling persistent inflationary pressures above target while consumer

SFM Market Commentary: 1/16/26
In the last two weeks, the S&P 500 reached record highs fueled by strong performances in chipmakers and mortgage lenders amid optimism from recent Fed